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Shorter repayment period, however, also choose a 10-year fixed-Ali. We have the luxury of the household, with sufficient down payment, if less than the full amount borrowed, a principal in 1100, about half of the year. Take advantage of low interest rates enough to change the total amount of type selection. Select the type of change tends to lower interest rates than 35-month change from year to year than in the fixed repayment of more than 11,625 yen for toku. Fixed under all circumstances, vara even after interest rates rose, but. For example, the 2000 year repayment period 20 years back, it can also back up the interest rates. Concerns or rising interest rates If, as households can not afford to practice in the household, 10 years after interest rates rose 4 percent Once a year will pay less than 10,000 yen.